The Karma Roleplaying System
A skill-based universal system featuring a detailed magic system. Resolution is based on 1d20 + attribute vs. difficulty or opposing roll. Character creation is point-based. There are 12 attributes rated from 0 to 5 divided into three groups: physical¸ cerebral and spiritual. Characters start with rank 1 in each¸ and have 6 attribute points to add to them. They also have a profession package and 15 starting points that can go to any of attributes¸ skills¸ damage threshold¸ or mana. - A description fromdarkshire.netwith kind permission of John H. Kim