The Karma Roleplaying System Core Rules
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A skill-based universal system featuring a detailed magic system. Resolution is based on 1d20 + attribute vs. difficulty or opposing roll. Character creation is point-based. There are 12 attributes rated from 0 to 5 divided into three groups: physical¸ cerebral and spiritual. Characters start with rank 1 in each¸ and have 6 attribute points to add to them. They also have a profession package and 15 starting points that can go to any of attributes¸ skills¸ damage threshold¸ or mana. - A description from https://darkshire.net/jhkim/rpg/encyclopedia/ with kind permission of John H. Kim
Control your character's destiny in ways you never thought possible! The Karma Roleplaying System offers you a unique modular system that lets you build the character you always wanted to play. No levels or classes. No arbitrary restrictions. Create your own races. Design your own spells. Build your own magical items. All using an easy-to-follow point system.